October 2014

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  • House prices rise to new record high, but...

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  • Income Protection

    Just read that more people insure their cats and dogs than take income protection insurance for themselves ! If you couldn't work due to ill health or a serious accident, would you be able to pay the mortgage, feed the family, heat the house, or even maintain the pet insurance !?! The answer for m...
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  • Mortgage affordability calculation

    Since MMR it is certainly more difficult to get a mortgage. Lenders are now looking at all aspects of your finances, particularly outgoings on top of the more common credit commitments such as loans, HP, credit card debt etc. Lenders are now looking at childcare costs, pension contributions, school...
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