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In the early to middle stages of your life it is important to move up the housing ladder to ensure you have the appropriate property for your requirements.

If you’ve built up some equity in your current property it is relatively easy to borrow additional funds to help you purchase your next – perhaps in a quieter neighbourhood, with another bedroom or just a bigger garden for those growing kids!

Generally speaking, as your equity increases, you have greater choice of lender, you can borrow more and at a lower interest rate.

Give us a call and we can work out how much more you can borrow and, more importantly, how much it will cost each month. We can also make sure you’re still heading towards a mortgage free retirement!