Critical Illness Insurance
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Critical illness insurance provides a payout if you are diagnosed with one of a range of specified critical illnesses – a serious illness that would have a significant impact not only on your life and earning potential, but that of your whole family.
There are lots of different providers of critical illness insurance and the quality of policy varies hugely (different policies cover different illnesses and some providers payout more often than others) so it is particularly important to take professional advice when seeking this type of policy.