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  • To buy or not to buy…

    … That is the question on many peoples minds at the moment. Though the figures suggest people are still not sufficiently confident in the economy to make this big decision. RICS suggest housing activity fell in May in terms of new enquirers from potential buyers and this was also reflected in the se...
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  • Still no change to interest rates

    The MPC has again chosen to keep the base rate at 0.5%. In my opion an increase remains out of the question while the economy is in such as poor state, despite the rising inflation. High street sales dipped again in May and the growth forecasts have been reviewed downwards – again! The amusing thin...
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  • Up, down or round about

    Monday gave us inflation down to 4.0% from 4.4% last month, yesterday we heard that employment was up by 17,000 in the 3 months to the end of February and today we have Debenhams and WHSmith showing significant rises in half year profits amongst retail sales which are down 2% overall. So how is the...
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  • First time buyers given a helping hand

    First time buyers were thrown a lifeline by George Osborne in the budge in the shape of a £250m assisted deposit scheme for new homes. The First Buy scheme will be open to those with a household income of less than £60,000 a year who can put down a 5% deposit on a brand new home. Those who qualify...
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  • Time for the self employed to start paying tax

    Unfortunately, if you’re self employed, and you want a mortgage, you’re going to have to start paying more tax. People who are self employed use accountants to reduce their declared income and minimize their tax liability, however now all income has to be proved, the declared income needs to be inc...
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  • C&G pull out of the intermediary market

    Diappointing news today that Lloyds Banking Group have decided to withdraw C&G from the intermediary market, they will continue as a brand in the “direct to customers” channel, for the time being anyway. It’s a real shame as they were a good lender with various idiosyncrasies in their criteria...
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